Tools
Run the ideas on your own numbers
The thesis is only useful when it's pointed at your life. These are small, free, no-signup tools for doing exactly that.
Calculator
What Is Your Time Worth?
Compute the real hourly rate your salary hides — then find out whether buying back an hour is a good trade.
Open → InteractiveThe Time-vs-Money Curve
An interactive map of the exchange rate between time and money across your life — and the smart move at each stage.
Open →Two letters a week. One idea worth your time.
Start with the Two-Currencies Audit, then get the Tuesday practical machinery and the Friday question about what it is all for.
Free. Unsubscribe anytime. No hype, no "Happy saving!" energy.