Interactive - Tools
The time-vs-money curve
Available time and earning power often change as work, family, and age change. Move the slider through five common life stages to see which resource may be easier to replace and which may deserve more protection.
Student
Most people never adjust their behavior to match where they actually are on the curve. Don't be most people.
The shape, not the exact numbers, is the point — stages blur and reorder with the choices you make. The argument lives in The Two Currencies and What Is an Hour Worth?