Money and time are the same currency in two denominations.
Your career gets your best hours. Your life gets what is left.
Breaking Free helps you decide what work is for, what you want your life to hold, and how to
change course without gambling the security you built.
Start with what is in front of you
Two kinds of decisions. The same honest math.
For your life
I am making a consequential life decision.
Quitting, pausing, moving, downshifting, changing childcare, or planning a season with less income.
- Know the cash the choice requires.
- Compare the options beyond salary alone.
- Leave with a practical 90-day next step.
For your business
The books are done. I still cannot tell what the business can afford next.
Turn the accounting into a clear view of cash, obligations, profit, and runway before the next hire, owner payment, price change, or slow quarter.
- See what cash is actually available.
- Know what the business can afford next.
- Build a monthly system you can run it on.
Washington-licensed CPA 17 years in corporate finance Former controller and treasury manager Roughly $3B across 60+ entities
For your life
Useful if you are asking one of these questions
Can I quit, pause, or downshift?
Calculate how many months your savings can cover your expenses, price health insurance, plan how you would use your week, and decide what must be true before you resign.
See how I'd map it → Is this expense buying back time?
Compare the money each expense costs with the time, energy, or enjoyment it gives back. That includes childcare, cleaning, tax help, subscriptions, travel, and convenience spending.
Run the numbers → What does this move really cost?
Look past cheaper rent and compare schools, healthcare, taxes, family proximity, time zones, and the emotional admin of starting over.
See how I'd map it → What we keep returning to
Five pillars
01 Money Fundamentals
Understand your accounts, taxes, spending, and available cash.
02 Time & Energy Economics
See how work and spending affect the hours and energy you have left.
03 Values & Identity
What you actually want, underneath the defaults.
04 Decision-Making
Interrupting autopilot, one choice at a time.
05 Unconventional Paths
The roads not on the map handed to you.
Get new Breaking Free articles by email.
Practical ideas about money, honest questions about time and values, and tools you can use in your own life.
Free. Unsubscribe anytime. No spam or get-rich-quick advice.